Subprime Lending Opportunities: Lending to the Masses
Change is the order of the day. Banks are slowly eliminating NSF fees [Too much heat by the FED’s!], there are more and more white-labeled platforms, tools & 3rd party solutions being introduced weekly. M & A is scaling. Crypto solutions are creeping into our business. [Did you know you can earn 10%+ using BTC as collateral with a 30% – 50% LTV today?]
Do you have an opportunity? Capital available? Need an introduction? Idea? Challenge? Looking for talent?
Loan Tools You Need Today for Tomorrow. Lenders Beware: Biden + CFPB = More Heat!
By Jer Ayles: Face Facts, Small-Dollar Lenders! A Biden Presidency means certain “pain” for Lenders. Business to Consumer [B2C], Business to Business [B2B], MCA [Merchant Cash Advance], payday loans, installment loans, car title loans, line-of-credit loans, Fintech, wage advance… all will face increased scrutiny, compliance issues, and increased legal costs. Of course, CONSUMERS will be […]
Meet Me in Miami or Cabo San Lucas: November 2020
Finally, if you want to learn more about the latest 4 “Silicon Valley” mind-blowing platforms dramatically improving our lending/collection businesses by reducing headcount, Online tile lending, underwriting, debt negotiation via robots, delivering superb ROI’s…
Instant Wage & Income Earned Verification BEFORE the banks https://IWVPro.com
A new, revolutionary IBV [Instant Bank Verification] tool at 1/10 the cost of the old school vendors
An AI powered debt negotiation tool working 24/7/365 w//o your employees & call center CSR’s https://iouumpire.com/
A brand new Online Car Title Loan APP [IOS/Android] no more face-to-face title loans. REVOLUTIONARY!
Email me; Jer@TheBusinessOfLending.com or TrihouseConsulting@gmail.com
The Businesss of Lending to the Masses from the Perspective of ENOVA: Publicly Traded Sent Tuesday
Lenders want to know what the heck is going on! So many unknowns. Government subsidies, the election, Chinese virus, “essential business” definition, consumer demand for loans… Maybe you have a few buddies in our industry you can call. Perhaps you’ve joined a “virtual convention” & listened to the pundits and the academics. Now & then you might happen upon a balance sheet lender whose “in the weeds,” gotten their boots muddy, and actually bought leads and funded some loans.
Luckily for me, and for you, I’m privy to a lot of these conversations, deal-making, tribal developments, Fintech Founders reaching out to me for advice & counsel, investors in pursuit of information & guidance, vendors offering industry insight…
Consumer Wages & Employment Real-Time: a State-of-the-Art Platform
Instant Bank Verification on Steroids! Announcing a state-of-the-art service for sophisticated small-dollar loan balance sheet lenders! The simplest way to access, verify & update your loan applicants, & existing borrowers employment status up to the hour.; real-time! Better than IBV! We integrate DIRECTLY with employers! Major, significant employers! 22,000+ employers!! Want to know how many […]
Dinosaurs, CFPB, Parasites, Lobbyists and the Payday Loan Ability to Pay Rule
To be clear, I’m not saying demand for payday loan styled small-dollar, accelerated, hassle-free, quick, and easy loans are in decline. At least not in the long-term. With the FED’s “printing presses” spitting out cash to anyone who can breathe many brick-n-mortar loan stores are not exactly carrying tons of cash to their bank from new loan originations. But long term? The business of lending to the masses? The future is OURS!
PS: Details? Reach out to Jer TrihouseConsulting@gmail.com
Pandemics, Riots: Lending to the Masses & Baby Boomer Sellers
Payday loans, pawn shop loans, car title loans, installment loans, line-of-credit loans, wage advances, loans on smartphones, car title loans… basically the same business. Some loans are collateralized and some are not.
YOUR’E LENDING MONEY TO THE MASSES.
The masses ALWAYS need money. [Read “The Ascent of Money” and “Debt: The First 5000 Years.”
The Chinese virus/pandemic, protests, looting… will subside. These events have ACCELERATED the move to the digital money movement.
Change is MOST CERTAINLY here! Job environments are changing. Work from home will increase. It’s a digital world.
There will NOT be another lockdown! 40 million jobs cannot be allowed to happen again!!
Our recovery will be V-SHAPED. The Federal Reserve is flooding our economy. $3Trillion in stimulus and 75%+ has not even “hit the streets” yet!
Lending to the Masses? It’s About the Job. Which States Have Greatest Demand for Loans!
Are you itching to get into “the business of lending to the masses?” Do you comprehend the SIGNIFICANT tsunami for the demand for small-dollar loans in Q2, Q3, Q4, and beyond? Are you a vendor, call center operator, payment processor, lead generator, loan management software provider, a lawyer… interested in learning more about this industry? Get a copy of our “Bible: How to Loan Money to the Masses Profitably.” Click to view the “Table of Contents” and get our 500+ page PDF delivered into your inbox immediately.
$550 Million Settlement with Santander Subprime Auto Loans: Arizona AG
I’ve been pounding the table lately regarding the need for ALL entrepreneurs in ALL industries to collaborate with competent experts who know how to legally prepare you for this litigious society we live in! Yes, I’m well aware of the propaganda! “There are more payday loan stores in the USA than there are McDonald’s.” B.S! […]