Who Benefits When the Working Poor Stay Broke?
Despite a thriving economy in some sectors, millions of U.S. households – the working poor – struggle with unexpected financial emergencies. This issue isn’t just about income inequality or lack of financial literacy—it’s about the fundamental accessibility to quick, EZ cash. ~ 40% of Americans can’t get their hands on $400 to deal with an […]
Debunking the Myths: How Tribal Lending Empowers Consumers and Tribes Alike
Why Outsourcing Isn’t Exploitation: The Strategic Partnerships Powering Tribal Lending The media’s portrayal of tribal lending is often biased. While recent articles, like this one by ProPublica, have highlighted concerns such as high-interest rates and consumer complaints, they do not fully acknowledge the positive economic impact that tribal lending can have on historically marginalized and […]
Subprime Lending: Your Biggest Challenge?
We know the small-dollar loan industry is filled with unique challenges and opportunities. As a valued member of our community, your insights are incredibly important to us. That’s why we’re reaching out to hear from you directly: What’s the biggest challenge you’re currently facing in your business? Whether it’s navigating regulatory changes, attracting new customers, […]
How Enova Just Scored a $500M Jackpot at 9.125%—And What It Means for You
Game Changer Alert! Feeling squeezed by the high cost of borrowing? Most lenders are bleeding 10-20% and tribal money? Often north of 20%! Now for the bombshell: ENOVA DROPS A $500 MILLION MIC! Chicago, Aug. 12, 2024 – *Enova International, Inc.* (NYSE: ENVA), the fintech powerhouse with a penchant for machine learning and top-tier analytics, […]
Subprime Lender Aquisitions: Looking for John Eames
4-WAYS I CAN HELP YOU! Grab a copy of our “bible:” Learn More Brainstorm: Learn More The Business of Lending: Learn More Free Bi-Monthly Newsletter: Learn More
Top 5 Risks and Opportunities for Subprime Lenders in 2024
Rising consumer credit levels and soaring interest rates Rising consumer credit levels and soaring interest rates have put subprime lenders at a critical crossroads. The latest 2024 Consumer Credit Trends report unveils significant shifts that could redefine the landscape of lending to financially challenged consumers. It’s crucial to understand how these changes impact your business […]
Unlock the Secrets to a 6-Figure Income: Start Your Own Online Subprime Loan Business Today!
How to Loan Money to Strangers Introduction Embark on a transformative journey with our comprehensive eBook, “The Ultimate Guide to Launching an Online Subprime Loan Business.” Unlike a restrictive and costly franchise model, our guide empowers you with unparalleled knowledge, flexibility, and resources to create a thriving subprime loan business. Our eBook is the superior […]
🤑All Talk, No Cash: Why Trade Associations Are Like That Friend Who ‘Forgets’ Their Wallet!💔
Alternative Financial Services Industry Fights CFPB All right, let’s break this down in simpler terms. You’re in the small-dollar lending business, and there’s some legal stuff going on that could affect you. The CFPB, or Consumer Financial Protection Bureau, made a rule about small business lending. Some trade associations are telling the CFPB to hit […]
Insider Secrets: 70 KPIs Top Subprime Lenders Use to Dominate the Market!
As a highly regarded consultant in the B2C subprime lending industry, I understand the importance of tracking various key performance indicators (KPIs) to maximize loan portfolio performance, minimize subprime borrower defaults, and earn a maximum return on investment (ROI) on balance sheet capital. Below is a comprehensive list of 70 critical KPIs for subprime lenders: […]