Trends: Lending to the Masses Opportunity
Trend: Consolidation/Acquisition/Rollup Efficiency Opportunities Lenders must grow their loan portfolio Inflation is reducing discretionary income for our demographic Loan DEMAND is up and will scale into 2023+ Loan ORIGINATION volumes are suffering. Loan APPROVAL rates are decreasing. Loan applicant “QUALITY” is deteriorating. Near prime devolving to subprime and “reacts” are the primary source for loan originations 2023 […]
Lenders: 20 Very Cool Loan Ads to Riff Off
You’ve got to check out these new commercials by Chuck Brennan’s Dollar Loan Center! Chuck Brennan is a GOAT* in our “Business of Lending to the Masses!” From humble beginnings, Chuck launched his first 100+ consumer loan locations in 1998. Chuck has provided leadership & phenomenal inspiration to lenders, marketers, kids rock-n-roll… He even built […]
Inflation Fighter $150 Discount
What is CAC: Customer Acquisition Costs 101 for Lenders
For consumer loan companies, what is CAC? Customer acquisition cost, or CAC, is the amount of money spent on sales and marketing required to fund a new customer’s loan. It is calculated by summing a consumer lender’s total sales, and marketing spend and dividing it by the number of new customers acquired. Lenders can calculate […]
WANTED: Portfolio/Platform Acquisition
WANTED: Portfolio/Platform Acquisition: We continue to aggressively pursue $10MM+ collateralized loan [vehicle title] portfolios! Reward! Email Jer TrihouseConsulting@gmail.com
Look Out! Subprime Lenders Facing Turbulent Times
The Future of the Small-Dollar Micro-Lending Industry We define small-dollar micro-lending products as relatively small loan principals of $50 to $5000 for seven days to 48 months having APRs of 30% to 1500% or more. These products include payday loans, car title loans, installment loans, line-of-credit loans, pawn, rent-to-own and similar products not yet envisioned. […]
Lending to the Subprime Masses
Your subprime consumer borrowers are searching for you. Money lending is scaling up again. Your brick-n-mortar customers are simply not coming back. Embrace digital channels, AI, smartphones… or DIE. Here are keyword search trends for December 2021 for Lending Money to the Masses [USA only] “Cash Advance,” “Payday Loan,” “Personal Loan,” “Title Loan,” “Car Title […]
Opportunities Available: Biz of Lending to the Masses
I’ll get right to the point: I have serious buyers for title loan paper! Performing, non-performing… ANYTHING IF you are a buyer of Canadian non-performing installment paper, email me! Anyone have a $1M – $2M online personal loan portfolio for sale? Email me… Have a buyer More deals & wheels coming. YOU have anything? Email […]
Covid: A Few Thoughts for Those of Us Who Lend Money to the Masses
Covid: A Few Thoughts A Word About Covid & Plagues: History may not repeat BUT it certainly rhymes. In other words, we’ve suffered plagues, environmental catastrophes, economic shocks, depressions, recessions… and ALWAYS recovered eventually. The Covid event is simply a hiccup in time. The 99% will always remain in debt. Consumerism/Instant gratification is in their […]