Consumers Feel The Pain: Nationwide 36% APR Cap Theme Continues: Illinois and Nebraska Go Dark.
Consumers Feel The Pain: Nationwide 36% APR Cap Theme Continues: Illinois and Nebraska Go Dark. By: Jer Ayles Fellow small-dollar lenders, vendors, and MOST importantly the 50%+ of U.S. households who do not have access to $500 when the car breaks down, the utility bill is due, the kitchen is bare, the… well, you know […]
Loan Tools You Need Today for Tomorrow. Lenders Beware: Biden + CFPB = More Heat!
By Jer Ayles: Face Facts, Small-Dollar Lenders! A Biden Presidency means certain “pain” for Lenders. Business to Consumer [B2C], Business to Business [B2B], MCA [Merchant Cash Advance], payday loans, installment loans, car title loans, line-of-credit loans, Fintech, wage advance… all will face increased scrutiny, compliance issues, and increased legal costs. Of course, CONSUMERS will be […]
Meet Me in Miami or Cabo San Lucas: November 2020
Finally, if you want to learn more about the latest 4 “Silicon Valley” mind-blowing platforms dramatically improving our lending/collection businesses by reducing headcount, Online tile lending, underwriting, debt negotiation via robots, delivering superb ROI’s…
Instant Wage & Income Earned Verification BEFORE the banks https://IWVPro.com
A new, revolutionary IBV [Instant Bank Verification] tool at 1/10 the cost of the old school vendors
An AI powered debt negotiation tool working 24/7/365 w//o your employees & call center CSR’s https://iouumpire.com/
A brand new Online Car Title Loan APP [IOS/Android] no more face-to-face title loans. REVOLUTIONARY!
Email me; Jer@TheBusinessOfLending.com or TrihouseConsulting@gmail.com
The Businesss of Lending to the Masses from the Perspective of ENOVA: Publicly Traded Sent Tuesday
Lenders want to know what the heck is going on! So many unknowns. Government subsidies, the election, Chinese virus, “essential business” definition, consumer demand for loans… Maybe you have a few buddies in our industry you can call. Perhaps you’ve joined a “virtual convention” & listened to the pundits and the academics. Now & then you might happen upon a balance sheet lender whose “in the weeds,” gotten their boots muddy, and actually bought leads and funded some loans.
Luckily for me, and for you, I’m privy to a lot of these conversations, deal-making, tribal developments, Fintech Founders reaching out to me for advice & counsel, investors in pursuit of information & guidance, vendors offering industry insight…
The RingMaster: Off Topic But if You’re Scrambling to find a Movie…
Just finished the “The Ring Master” movie! Finally released!
How can you resist a movie about:
The best onion rings on the planet
The rock group Kiss,
Chuck Brennan, the founder of Bad Lands Pawn, Gold & Jewelry, and https://DontBeBroke.com [a major player in “the business of lending to the masses]
A movie producer went awry
Mental health
Addiction
The tragedy of Alzheimer’s disease in middle America?
AND, sales of “The Ring Master” contribute to Alzheimer’s Research!!
YOU CAN’T! Click the image below or visit the “The Ring Master” website.
Get it. Available everywhere. Try these onion rings? Watch the ending at TheRingMaster.com
Consumer Loan Executive “Savant” Available to a Few Select Clients
Do you need an executive with 15+ years of experience in “the business of lending to the masses?” And no, I’m not referring to me! I’m too busy + this would destroy my lifestyle! Here’s the deal: A “Savant” in our industry is accepting a few new clients. Short & sweet! Do you want an […]
Consumer Wages & Employment Real-Time: a State-of-the-Art Platform
Instant Bank Verification on Steroids! Announcing a state-of-the-art service for sophisticated small-dollar loan balance sheet lenders! The simplest way to access, verify & update your loan applicants, & existing borrowers employment status up to the hour.; real-time! Better than IBV! We integrate DIRECTLY with employers! Major, significant employers! 22,000+ employers!! Want to know how many […]
Opportunities in the Business of Lending to the Masses
2024: State of the Consumer Loan Industry By Jer Ayles: Trihouse Consulting. Payday loans, installment loans, title loans, line-of-credit loans… We ALL know the business of lending to the masses is in tremendous turmoil. I’m not going to waste your time reviewing the “WHY’s.” Instead, know this. There is a ton of offshore & domestic money […]
Dinosaurs, CFPB, Parasites, Lobbyists and the Payday Loan Ability to Pay Rule
To be clear, I’m not saying demand for payday loan styled small-dollar, accelerated, hassle-free, quick, and easy loans are in decline. At least not in the long-term. With the FED’s “printing presses” spitting out cash to anyone who can breathe many brick-n-mortar loan stores are not exactly carrying tons of cash to their bank from new loan originations. But long term? The business of lending to the masses? The future is OURS!
PS: Details? Reach out to Jer TrihouseConsulting@gmail.com