Subprime Credit Card Delinquency Data Is Not Your Portfolio. Here Are the Three Numbers That Are.

Subprime Credit Card Delinquency Data Is Not Your Portfolio. Here Are the Three Numbers That Are. Last updated: September 2026 National credit card delinquency data does not describe your borrower. In Q2 2026 the 30-day-plus delinquency rate on credit cards at U.S. commercial banks fell to 2.85%, down from 3.04% a year earlier and 3.22% […]