BNPL for Beans: Why Your Borrowers Are Financing Their Frosted Flakes and What That Means for YOUR Loan Portfolio
Remember when Buy Now, Pay Later (BNPL) was the shiny toy Gen‑Z used to snag Yeezys and Pelotons? Fast‑forward to 2025, and one in four BNPL users now swipe the four‑pay button at checkout for milk, eggs, and baby formula – up from just 14 % last year, according to LendingTree’s April survey(lendingtree.com). At the same time, 41 % […]