The Team at the “Business of Lending to the Masses” University is the “hub” of the small-dollar loan industry.
We formally entered the payday loan space in 1998. We’ve experienced ALL the ups and downs in regards to the cost of money, state and federal regulations, interest rate exportation, the entrance of Native American Indian Tribes as lenders, economic shifts, the implementation of technology and “big data” for underwriting, lead generation, and “ping-tree” issues, cycle of debt discussions and abuses, the Ponzi schemes many payday loan investors have been caught up in, and on and on and on…
Not only has our Team survived all these challenges BUT WE CONTINUE TO THRIVE!
It can be as easy for you as simply starting here! Invest in a copy of our
The Course: “How To Start/Improve a Consumer Loan Business”
Our 500+ Page Manual: $237.00
How to launch a consumer lending business
Small Dollar Loans
Car Title Loans
Non-Secured Personal Loans
What loan management software to use?
Store & Internet Lending tactics & strategies
Sample contracts, License apps…
Tribe model [“sovereign nation”]
Texas CSO/CAB model
$237.00 PDF Immediate Download
100% Refund Policy
If you’re worn out spending hour upon hour searching Google for consumer loan business strategies, know-how, software, licensing, consumer credit reporting, sample contracts, collection tactics, profitability, how much start-up capital you need, anticipated default metrics, and on and on and on… Our “Bible” delivers ALL THESE ANSWERS AND MORE!
How to loan money to consumers! Payday loans, car title loans, installment loans, line-of-credit loans… via the Internet and storefront models.
How profitable are they? How much do these businesses earn?
Do you need a license?
We update our “Bible” every 3 months.
Schedule a Call with Jer Ayles, our Founder.
Do you want to learn how to make money by lending money? You’re fed up spending hours and days with “google search” in an attempt to figure out if small-dollar lending, payday loans, car title lending, and installment loans are profitable?
Talk to an expert!
1] Request a Call; as little as $75.00 for a 15-minute call. Extend the call if you like.
2] Via Clarity.fm, you will be pre-charged for the estimated length of the call, based on our rate of $300/hr.
3] Connect directly with our Founders on the day and at the time you select.
4] Ask ANY question regarding the small-dollar loan industry
4] At the appointed day/time, call the conference line we provide. After our call, the charge will be adjusted to reflect the actual length of our call.
Jer and the Team at Trihouse Consulting have taught thousands of entrepreneurs the correct way to identify, evaluate, negotiate, perform due diligence on, finance, turn-around, and operate payday loan, car title loan, and installment loan businesses; the business of making money by lending money. Some people think we’re nuts for doing this, but the truth is that we’re far from crazy. DOING & TEACHING opens doors for us that pales in comparison to any other channel.
Texas CAB/CSO Credit Services Organization Report: $195.00
An analysis of the CAB/Credit Services Organization Model as it applies to Texas. An alternative to the Payday Loan Model.
What is a Texas CAB/CSO Credit Services Organization?
In essence, a CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:
How does the CSO Credit Services Organization work with payday loans?
The CSO Credit Services Organization operates as a broker, The Texas Credit Services Organization Act (CSOA) allows the payday loan lender to register as a CSO and act as a loan broker. Thus, the CSO can make loans via “3rd Party Lenders” that are UNREGISTERED and UNLICENSED. The CSO Credit Services Organization acts as a broker for the consumer in need of funds by issuing a “letter-of-credit” on behalf of the consumer to a “3rd Party Lender.” This 3rd Party Lender funds the “loan” brokered by the CSO.
How does the Texas CSO Credit Services Organization collect its 3 fees:
A referral fee for referring the consumer to the lender that actually funds the “loan.” This is not stipulated by any law but is currently $20 to $30 per $100.
An application fee for filling out the CSO documents; typically $10 per $100.
The interest on the “loan” paid to the 3rd Party Lender caps at 10%/year.
Delivered as a PDF immediately:$195.00
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