The Ultimate Guide to Hiring a Payday Loan Consultant
Do you want to enter or expand in the subprime lending market?
With over 20 years of experience, I am the subprime lending expert consultant you need.
I specialize in payday, installment, car title, and the unsecured online and storefront lending industries.
Whether you’re a startup or an established business, I offer strategic guidance, introductions, and solutions to drive your success.
As the principal at Trihouse Consulting, I deliver a hands-on approach built from years in the trenches, not just academic theory.
My expertise spans operations, marketing, regulatory compliance, and mobile strategies, ensuring your business can thrive in the evolving subprime lending landscape.
Specialties:
Payday Loans
Installment Loans
Car Title Loans
Personal Loans
Online and Storefront
Google Business Profile
Regulatory Compliance
Marketing & Operations
Mobile Lending
Tribal Loan Models (TLE)
Capital Raise
Exits
Listen Carefully, Ambitious Entrepreneurs:
The subprime lending industry [payday loans, title loans, installment loans…] is a gold mine, if you know how to mine it.
Every year, $50 billion in fees floods through payday loans.
Millions of borrowers with nowhere else to turn. Banks won’t touch them. Credit unions turn them away. Yet they need cash urgently.
That’s where you come in.
But here’s the brutal truth: Most startups in this space fail within 18 months. Why?
They get crushed by regulations they didn’t see coming.
They drown in defaults because they priced risk wrong.
They bleed money on operations that should’ve been streamlined from Day One.
This is why the winners don’t gamble. They hire me, Jer Ayles. THE payday loan consultant.
A real one. A battle-tested expert who’s built profitable lending operations before.
Someone who knows:
✔ Exactly which states will slaughter you with compliance traps and which are ripe for profit.
✔ Precisely how to structure loans so borrowers pay on time (and you sleep well at night).
✔ Every backdoor strategy to reduce defaults while keeping approval rates high.
If you’re serious about building a subprime lending business, not just another statistic, you need me.
The question isn’t “Can I afford a consultant?”
It’s “Can I afford NOT to hire one?”
Need Help? Let’s Connect:
Jer@theBusinessOfLending.com | 702-208-6736 (PDT)
We’ll explore:
✅ What a payday loan consultant does
✅ When you need one
✅ How to choose the best consultant
✅ Top benefits of hiring a payday loan expert
What Is a Payday Loan Consultant?
A payday loan consultant is a financial expert specializing in short-term lending solutions. They provide guidance on:
– For Borrowers: Debt management, negotiation with lenders, and avoiding predatory loan traps.
– For Lenders & Businesses: Compliance with state/federal laws, risk assessment, loan structuring, and profitability optimization.
As subprime lending consultants, we have backgrounds in finance, law, & regulatory compliance, ensuring we offer well-rounded advice.
When Should You Hire a Payday Loan Consultant?
1. If You’re Struggling with Payday Loan Debt.
Many borrowers get trapped in a cycle of rollovers and high fees. A consultant can:
✔ Negotiate better repayment terms
✔ Help consolidate debt
✔ Advise on legal protections against predatory lenders
2. If You’re a Lender or Loan Business Owner.
Payday loan regulations vary by state and are constantly changing. A consultant ensures:
✔ Full compliance with lending laws
✔ Risk mitigation strategies
✔ Improved underwriting processes
✔ Increased profitability through better loan structuring
3. If You’re Starting a Payday Loan Business.
Launching a lending business requires deep industry knowledge. A consultant helps with:
✔ Licensing & legal setup
✔ Business model optimization
✔ Fraud prevention strategies