PDL #1

Details of our “How to Loan Money to the Masses Bible.”

Why purchase a consumer loan franchise or spend months trying to figure out this business when our “How to Loan Money to the Masses Training Bible,” totaling over 500 pages – (immediate download available in Adobe Acrobat and a follow-up file containing contracts, forms, disclosures, letters, marketing materials, and more…) will teach you EVERYTHING you need to know. Learn how to successfully start, operate or improve a Consumer Loan Business. All the forms, brochures, license applications, strategies, tactics, sample documents, flyers, controls, etc., are THOROUGHLY discussed in detail.

Who is this “Bible” for? Business entrepreneurs, new entrants, experienced players looking for creative ideas, vendors, lawyers and accountants serving our space, academics, investors and hedge fund management – virtually anyone with a need for in-depth knowledge and access to the economic metrics of a consumer loan internet or brick-n-mortar enterprise.

Our Course thoroughly teaches how to loan money to consumers via:

  • Payday loans
  • Car title loans
  • Installment loans
  • Line-of-credit loans
  • Cash advances
  • Personal loans
  • Collateralized loans
  • Non-collateralized loans

Why do we sell this Course? Why does Jer answer our phone? We’ve sold over 4000 of our Courses since 1998. We update our “Consumer Lending Bible” several times every year. Our “Bible” opens doors, starts a dialog, enables us to share ideas with our peers, and stay on top of the consumer loan industry. Laws change. New marketing, technology, and collection “tools” are introduced to the industry regularly.

Consultant: How to Start a Consumer Loan Business

The documents are set up so you may substitute your company name, address, phone number, etc., on the forms, print them out, and use them immediately! (Get the Adobe Acrobat version and we’ll email ALL these docs and forms.)

Make no mistake. These forms have been developed after MUCH trial and error. Their use will save you from the grief involved in dealing with a loan “gone bad.” Remember, just one “bad” loan can cost you in excess of $500 plus YOUR TIME!! We guarantee you will reduce your losses by using our “How to Loan Money to the Masses Training Bible.”

If our “Bible” prevents you from entering into a SINGLE “bad” loan you will have paid for our Manual. Our “Bible” will pay for itself many, many, times over!

Got a question? Need specific info about your state or province? Call Jer now: 702-208-6736 PDT. (If I miss your call, leave a message.) Or, shoot an email to: TrihouseConsulting@gmail.com .

Reminder! You will have to work hard. Millions of consumers want and need small-dollar loans. However, you will have serious competition and you’ll have your work cut out for you.

To achieve success and make SERIOUS MONEY you need Information.

Our “How to Loan Money to the Masses Bible” covers the following topics:

Comprehensive training for both the consumer loan store model and the Internet model

Download immediately in Adobe Acrobat or we’ll print and ship. Table of Contents for “The Business of Lending Money to the Masses” Course 1
  • Covers both store and Internet consumer loan business models
  • 500+ pages – Adobe Acrobat immediate download
  • To Be Successful, Do This
  • Our Goal
  • Macro-Overview of Consumer Loans & Micro-Lending
  • Hang-in There Consumer Loan Fans, The Future is Ours
  • Flash it’s a Whole New Business – Quick hits and last Minute Observations
  • Tribe, offshore, State/Province, Internet, and Brick-n-Mortar licensing strategies
  • 1st Look at the Internet Model
  • Consumer Loan Business Analysis
  • Consumer Lending: General Overview
  • General Tactics
  • Exhibits A – F
  • Master Agreement
  • Extension Procedures
  • 3rd Party Collection Issues
  • Man loading & Personnel
  • How Much $$ Can You Earn
  • Sub-Prime Consumer Reporting
  • Consumer Loan Software (LMS)
  • Electronic Funds Transfer
  • Demand for Internet Loans
  • Marketing Other Than Search Engines
  • Purchasing Leads & Applications
  • Email Strategies
  • Mobile Friendly Web Site development
  • Faxing of Documents. Pros & cons. How to Avoid.
  • Collections
  • Determining APR Formula
  • Default Rates
  • Compliance Issues
  • Licensing & Regulations
  • Choice-of-Law Model
  • State-by-State Model
  • Sovereign/Tribe Model
  • Offshore Model
  • CSO>CAB Model
  • Bank Model
  • Creative Models
  • Demographics
  • Marketing, Branding, and Advertising
  • Tactics & Strategies
  • Site Selection
  • Consumer Lending and the Internet
  • Internet Demographics
  • Call Centers
  • Prepaid, Stored Value & reloadable Cards
  • Kiosks or Automated Financial Centers
  • Additional Income Streams & Traffic Builders
  • Obtaining Funds for Your Consumer Loan Business
  • Bonds
  • Western Union Services
  • List of State Regulatory Agencies
  • Definitions
  • Guide to Buying a Franchise
  • Legal Resources – Lawyers
  • Business Plan
  • Final Thoughts on the Industry
  • Example Contracts & Disclosure Forms
  • Discussion of alternative methods for conducting Consumer Loans. (Internet Service Provider/cash rebate, Sale-Leaseback, Catalog sales, etc.
  • Includes our Canadian Loan Resources when we sell to Canadians
  • Includes our Consumer Loan Software Report
  • Includes Australian Consumer Loan Report when we sell to Australians
Immediate access via Adobe Acrobat PDF to your Inbox.
The Course: “How To Start/Improve a Consumer Loan Business”

Our 500+ Page Manual: $237.00 Topics covered: How to launch a consumer lending business Installment Loans Payday Loans Small Dollar Loans Car Title Loans Personal Loans Signature Loans Non-Secured Personal Loans StoreFront Lending Internet lending Smartphone lending Licensing? State/Province What loan management software to use? Capital required? Profitability? Collections? Borrower Underwriting? Store & Internet Lending tactics & strategies Sample contracts, License apps… Tribe model [“sovereign nation”] Texas CSO/CAB model $237.00 PDF Immediate Download 100% Refund Policy

If you’re worn out spending hour upon hour searching Google for consumer loan business strategies, know-how, software, licensing, consumer credit reporting, sample contracts, collection tactics, profitability, how much start-up capital you need, anticipated default metrics, and on and on and on… Our “Bible” delivers ALL THESE ANSWERS AND MORE!

How to loan money to consumers! Payday loans, car title loans, installment loans, line-of-credit loans… via the Internet and storefront models.

Answers to: How profitable are they? How much do these businesses earn? Do you need a license? We update our “Bible” every 3 months.

Schedule a Call with Jer Ayles, our Founder.

Do you want to learn how to make money by lending money? You’re fed up spending hours and days with “google search” in an attempt to figure out if small-dollar lending, payday loans, car title lending, and installment loans are profitable?

Talk to an expert!

1] Request a Call; as little as $75.00 for a 15-minute call. Extend the call if you like. 2] Via Clarity.fm, you will be pre-charged for the estimated length of the call, based on our rate of $300/hr. 3] Connect directly with our Founders on the day and at the time you select. 4] Ask ANY question regarding the small-dollar loan industry 4] At the appointed day/time, call the conference line we provide. After our call, the charge will be adjusted to reflect the actual length of our call.

Jer and the Team at Trihouse Consulting have taught thousands of entrepreneurs the correct way to identify, evaluate, negotiate, perform due diligence on, finance, turn around, and operate payday loan, car title loan, and installment loan businesses; the business of making money by lending money. Some people think we’re nuts for doing this, but the truth is that we’re far from crazy. DOING & TEACHING opens doors for us that pales in comparison to any other channel.

How to Start a Texas CAB - CSO
Texas CAB/CSO Credit Services Organization Report: $195.00 An analysis of the CAB/Credit Services Organization Model as it applies to Texas. An alternative to the Payday Loan Model. What is a Texas CAB/CSO Credit Services Organization? In essence, a CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:
  • Improving a consumer’s credit history or rating.
  • Obtaining an extension of consumer credit for the consumer.
  • Providing advice or assistance to a consumer regarding the previous two services.
How does the CSO Credit Services Organization work with payday loans? The CSO Credit Services Organization operates as a broker, The Texas Credit Services Organization Act (CSOA) allows the payday loan lender to register as a CSO and act as a loan broker. Thus, the CSO can make loans via “3rd Party Lenders” that are UNREGISTERED and UNLICENSED. The CSO Credit Services Organization acts as a broker for the consumer in need of funds by issuing a “letter of credit” on behalf of the consumer to a “3rd Party Lender.” This 3rd Party Lender funds the “loan” brokered by the CSO. How does the Texas CSO Credit Services Organization collect its 3 fees: A referral fee for referring the consumer to the lender that actually funds the “loan.” This is not stipulated by any law but is currently $20 to $30 per $100. An application fee for filling out the CSO documents; typically $10 per $100. The interest on the “loan” paid to the 3rd Party Lender caps at 10%/year. Delivered as a PDF immediately:$195.00

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