Unlock the Secrets to Building a Thriving Texas Credit Access Business Today!
Learn, Launch, and Profit with “Everything Lenders Must Know to Set Up and Profit from a Texas Credit Access Business” – Your Ultimate Guide to Success in Texas’ High-Demand Subprime Lending Market!
Why This eBook is a Must-Read for Aspiring Texas Credit Access Entrepreneurs:
Step-by-Step Guidance
With over 20 years in the industry, Trihouse Consulting brings you the ultimate playbook on setting up a profitable Credit Access Business (CAB) in Texas. From understanding compliance to mastering the Texas Credit Services Organization model, you’ll find it all here.Comprehensive Legal Insights
Navigate the complex legal landscape with confidence! This eBook breaks down essential Texas CAB/CSO regulations, ensuring you are fully compliant with state guidelines and prepared for success from day one.Profit Maximizing Strategies
Learn proven methods to maximize returns while maintaining a competitive edge. We’ll show you how to work with third-party lenders, optimize fees, and build a loyal customer base among Texas’s credit-challenged consumers.Tools & Resources Included
Access a toolkit of sample agreements, regulatory checklists, and operational templates. You’ll have everything you need to streamline your setup process and start lending faster!
What You’ll Learn:
Master the Texas CAB/CSO Model
Discover how the Texas Credit Services Organization model works, why it’s unique, and how you can leverage it to grow your business.Understand Essential Compliance Requirements
Gain insight into the Texas Finance Code Chapter 393, licensing requirements, and OCCC regulations—critical information to keep your business in the clear.Launch Strategies for Maximum Impact
Get up-to-date strategies on launching storefront and digital channels, tailored specifically to reach Texas subprime consumers in need of small-dollar loans.Turn Compliance into Cashflow
Unlock the secrets to running a legally compliant operation while maximizing your profits with smart fee structures and effective risk management techniques.
Who is This eBook For?
Aspiring Texas Credit Access Entrepreneurs
Ready to tap into Texas’ lucrative small-dollar lending market? This eBook gives you the roadmap to set up and profit with confidence.
Subprime Lenders & Investors
Expand your portfolio with insights into Texas’s unique CAB/CSO model. Learn how to partner with third-party lenders and maximize returns while minimizing risk.
Legal & Compliance Professionals
Stay ahead of the curve with the latest on Texas regulations and legal considerations, allowing you to guide clients or stakeholders effectively in the subprime lending arena.
Ready to Begin? Download Now!
Take control of your future and start building a profitable Texas Credit Access Business today.
Get Instant Access to “Everything Lenders Must Know to Set Up and Profit from a Texas Credit Access Business” Now!
Limited time “Inflation Fighter Discount:”
Invest in a copy of our Texas CAB Analysis Manual.
We’ve got you covered! Our newest Training Manual is our 88-page:
Table of Contents
What is a CAB/CSO
How a CAB/CSO Works
Nuts & Bolts of 3rd Party Lender
Key CAB/CSO Characteristics
Why Use the CAB/CSO Model
Pros & Cons Regarding the CSO Model
Strategies for implementing the CAB/CSO Model
CSO/CAB Software Solutions
Advance America & the CSO Model
Payday Lenders Strike Back
Key Legal Authority
Typical CSO Documentation
Resources
A Typical Consumer Loan Agreement
Introduction
Key Characteristics
Key references
Basic Program Documents and Materials
10% loans under Texas Finance Code Chapter 302
Texas Credit Services Organization Act (Tex. Fin. Code Chapter 393)
79th Texas Legislature, Regular Session
Texas Finance Commission Review
Texas Attorney General Review
Other Background Information
Developments in the Other States
CREDIT SERVICES ORGANIZATION: TYPICAL AGREEMENT
TEXAS FINANCE CODE
Lovick versus RiteMoney LTD
You can get a PDF copy now! Immediate download is available.
Texas Credit Access Businesses
Texas Credit Access Businesses obtain credit for a consumer from an independent third-party lender in the form of a deferred presentment transaction or a motor vehicle title loan, more commonly referred to as “payday loans” or “title loans.”
In Texas, the actual third-party lender is not licensed; rather, the credit access business that serves as the broker is the licensee in this regulated industry.
The credit access business charges a fee to the consumer for obtaining the third-party loan; this fee is usually calculated as a percentage of the loan amount.
The borrower will sign a promissory note with the lender for the actual loan and a separate credit service agreement with the credit access business.
All documents are signed at the credit access business location or online via your loan management software platform, and payments are made directly to the Texas Credit Access Business.
Limited time “Inflation Fighter Discount:”
Invest in a copy of our Texas CAB Analysis Manual.